Credit Risks Appraisal

Appraisal of credit risks is an integral part of the risk management system.

Tasks

The credit risk appraisal services rendered by Energy Consulting include the outsourcing of the following functions:

Creation and maintenance (in operable conditions) of a database for credit risks appraisal.
Preparation of professional motivated assumptions for the purposes of reserves formation for any possible losses, in accordance with the requirements of regulatory agencies.
Preparation of analytical conclusions for any other purposes (including those as a part of the due diligence process, with the absence of a legislative necessity of risk appraisal, etc).

Types of companies, the risk appraisal of which may be provided for outsourcing:

Borrowing companies, issuers of debt securities.
Banks (counterparties at inter-bank markets, issuers of debt securities, etc)
Local public authorities (for crediting purposes and investments in debt instruments).
Insurance companies (appraisal of direct credit risks; risks related to the company certification during auto loans; mortgage lending; mortgage insurance).
Any other counterparties.

Consultations, seminars and workshops in risk management are conducted by EC specialists who have wide experience in risk management, participation as reporters at professional conferences and personnel training. Leading Russian and overseas specialists in this area are also invited to such activities. Taking into consideration high requirements for the professionalism and qualifications of risk managers, their continuous career development is a compulsory component of the risk management system.

Professionalism and Quality

Advantages of cooperation with Energy Consulting:

High qualifications and manifold practical experience of consultants’ operations.
Experts’ independence and objectivity.
Preparation of investigation, appraisal and recommendations results, subject to the following:
- individual features of businesses:
- client’s needs in the corporate management improvement and enhancement of a company’s investment attractiveness;
- client’s possibilities, availability of any HR, financial and material resources required for the build-up/optimization of a risk management system;
- necessity for the minimization of a conflict of interests arising out of the in-company changes
Confidentiality of the data received from a customer during operations.
Flexible pricing policy.